It’s hard to believe I am here. “Here” is the day my husband and I have been looking forward to since we first met: our retirement day, after a lifetime of working. But now it’s finally here, and while that makes me excited for all the freedom ahead of us, I can’t help but be anxious about what will happen next–a feeling many people call “retirement anxiety.” What do you think of Medigap review and is it good? Is this something everyone goes through before they retire or not?
In general yes! The idea of getting older combined with uncertainty as to how finances will look in one’s future can cause some apprehension on your part; so if you’re feeling like this then don’t worry, you’re not alone.
As a certified financial planner, I want to tell everyone that my retirement planning process includes having “long-term future” conversations with clients before they retire. We talk about what their expectations are for the next phase of life–what it will look like and how they want it to feel; then we work together on developing plans and strategies to make those expectations come true in order to create an enjoyable retirement experience from the get go. This is one of many reasons why some people refer me as being more than just a money manager: because when your finances aren’t big enough or complicated enough, there’s always something else you can do!
There are so many unanswered questions surrounding retirement: Will there be enough for the quality of life I want? Will my spouse and can we afford to retire at the same time? Should we buy a new house or just renovate our current one. And should we delay retirement because of that storm coming up in five years?
We get it, but don’t worry: you’ll be able to answer these questions with your long-term future plan! We will have all those important conversations before you make this lifelong commitment–because as they say, “a good financial plan is everyone’s best friend.”